Key Facts
New Hampshire Medicaid (Granite Advantage)
New Hampshire expanded Medicaid in 2014 through the Granite Advantage Health Care Program. This program provides comprehensive health coverage to low-income adults who previously had no affordable options. The expansion has been particularly important for New Hampshire's rural communities.
Who Qualifies for NH Medicaid?
- Adults ages 19-64 with income up to 138% FPL ($20,783/year for individuals) - Granite Advantage
- Pregnant women with income up to 196% FPL
- Children under 19 with income up to 318% FPL
- Seniors and people with disabilities meeting income and asset requirements
- Parents/caretakers meeting income requirements
NH Medicaid Benefits
- Preventive care and wellness visits
- Doctor visits and specialist care
- Hospital inpatient and outpatient services
- Prescription drug coverage
- Mental health and substance abuse treatment
- Dental services (limited for adults)
- Vision care
- Laboratory and X-ray services
How to Apply
You can apply for New Hampshire Medicaid through:
- Online at nheasy.nh.gov
- By phone: 1-844-275-3447
- In person at your local District Office
- Through a certified application counselor or navigator
Health Insurance Marketplace
New Hampshire uses the federal Health Insurance Marketplace at HealthCare.gov. If you earn more than 138% FPL or prefer private coverage with more plan choices, the marketplace is your best option.
Available Plan Types
- Bronze: Lower premiums, higher out-of-pocket costs (60% coverage)
- Silver: Moderate premiums and costs (70% coverage) - best for subsidies
- Gold: Higher premiums, lower out-of-pocket costs (80% coverage)
- Platinum: Highest premiums, lowest out-of-pocket costs (90% coverage)
Enrollment Periods
Open Enrollment: November 1, 2024 - January 15, 2025
New Hampshire Medicaid accepts applications year-round. You can also qualify for a Special Enrollment Period on the marketplace if you have a qualifying life event.
Average Costs in New Hampshire
Health insurance costs in New Hampshire vary based on your age, location, plan type, and tobacco use. Here are typical monthly premiums before subsidies:
| Plan Type | Individual (Age 40) | Family of 4 |
|---|---|---|
| Bronze | $340 - $400 | $1,100 - $1,350 |
| Silver | $420 - $520 | $1,350 - $1,700 |
| Gold | $490 - $590 | $1,550 - $1,950 |
| NH Medicaid | $0 | $0 |
Frequently Asked Questions
Has New Hampshire expanded Medicaid?
Yes, New Hampshire expanded Medicaid in 2014. Adults with household incomes up to 138% of the Federal Poverty Level qualify for New Hampshire Medicaid through the Granite Advantage Health Care Program.
Where do I buy health insurance in New Hampshire?
New Hampshire uses the federal health insurance marketplace at HealthCare.gov. Residents can shop for and enroll in qualified health plans during open enrollment or with a qualifying life event.
What is the Granite Advantage Health Care Program?
Granite Advantage is New Hampshire's Medicaid expansion program for adults ages 19-64 with incomes up to 138% FPL. It provides comprehensive health coverage including doctor visits, hospital care, prescriptions, and mental health services.
When is open enrollment in New Hampshire?
Open enrollment for 2025 coverage through HealthCare.gov runs from November 1, 2024 through January 15, 2025. Enroll by December 15 for coverage starting January 1, 2025.
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