Insurance for Seniors
Navigate Medicare, supplement plans, and life insurance with guidance from licensed Florida agents who take the time to explain your options.
Medicare Options for Seniors 65+
Turning 65 opens the door to Medicare, but the choices can be overwhelming. Original Medicare, Medicare Advantage, Medigap, Part D... we'll help you understand what you actually need.
Life Insurance Options for Seniors
It's never too late for life insurance. Whether you want to leave a legacy, cover final expenses, or protect a spouse, we have options for seniors at every health level.
Why Seniors Choose WeCare Solutions
No Pressure Sales
We educate first. You'll never be pushed into a plan you don't understand or need.
One Point of Contact
No call centers or transfers. Josh and Solange handle your questions directly.
Local Florida Agents
We understand Florida-specific plans, networks, and healthcare options.
Free Service
Our service costs you nothing. Insurance companies pay us, not you.
Common Questions from Seniors
When should I sign up for Medicare?
Your Initial Enrollment Period starts 3 months before you turn 65 and ends 3 months after (7 months total). If you miss this window and don't have creditable employer coverage, you may pay higher premiums permanently. We recommend starting the process 2-3 months before your 65th birthday.
Should I get Medicare Supplement or Medicare Advantage?
It depends on your priorities. Medigap gives you freedom to see any doctor and predictable costs, but premiums are higher. Medicare Advantage often has lower premiums and extra benefits, but you're limited to networks. We can compare both based on your doctors, medications, and budget.
Can I get life insurance if I have health problems?
Yes. Final expense and guaranteed issue policies are designed for people with health conditions. Premiums may be higher and there may be waiting periods, but coverage is available. We work with multiple carriers to find the best option for your situation.
Is it too late to get life insurance at my age?
Not at all. Many carriers offer coverage up to age 85 or beyond. Final expense policies are specifically designed for seniors and can be approved quickly. The sooner you apply, the better your rates will be.
Ready to Review Your Options?
Schedule a free consultation with a licensed Florida agent. We'll explain your Medicare and life insurance options in plain English.
Schedule Free Consultation